Julie Chengo

Franchisee Broker - Aussie Cessnock

About me

Hi there! I am the Franchise Principal of Aussie Cessnock. Mortgage Broking for me is a career, not just a job. I have long term experience in the finance industry which tracks back to 1998.

With the support of a committed and dedicated team, together we will work through what your needs and goals are going forward and we will communicate with you, the lender, and any other parties involved (such as conveyancers and real estate agents) throughout the lending process and beyond to make sure that you are comfortable and the experience has been a special and memorable one.

I am passionate about helping people. Being able to tell my customers their finance is approved or that their new interest rate can save them thousands each year is very rewarding.

I love real estate and have a successful property portfolio including residential and commercial properties. I have had a Self-Managed Super Fund since 2001, which puts me in good stead to specialise in this type of lending.

With an outstanding ‘Customer For Life’ program, I partner with you for the life of your loan, and with any future lending requirements you may have. I want to become YOUR Broker. An appointment with me won’t cost you a cent, but it could save you thousands so why not contact me today?

Mobile: 0408 87 00 28 – see some 5-star reviews below - for more reviews, simply Google ‘Aussie Home Loans Cessnock’

Let's talk

Book an appointment

Choose a time

Thu, 18 June, 10:00PM

Next Appointment

I specialise in

Bridging Loans
Car Loan
Commercial Loans
Construction Loans
Debt Consolidation
Equity Release
Family Guarantor Home Loans
First Home Buyers
Home and Content Insurance

Land Purchase
Landlord Insurance
Loan Cover Insurance
Pre-Approvals
Property Investment
Refinancing for a better deal
Refinancing to move home
Small Business Loan (Vehicles/Equipment)

Areas I service

Keinbah 2320
Pokolbin 2320
Rothbury 2320
Aberdare 2325

Bellbird Heights 2325
Cessnock 2325
Cessnock West 2325
Lovedale 2325

Let's talk

Book an appointment

Choose a time

Thu, 18 June, 10:00PM

Next Appointment

Monday: 8:30 AM-5:00 PM

Tuesday: 8:30 AM-4:00 PM

Wednesday: 8:30 AM-6:15 PM

Thursday: 8:30 AM-4:00 PM

Friday: 8:30 AM-3:00 PM

Saturday: Closed

Sunday: Closed

Phone: +61408870028

Email: julie.chengo@aussie.com.au

Follow:

Aussie Cessnock 39 Vincent Street, Cessnock, NSW 2325

Phone: +61408870028

Email: julie.chengo@aussie.com.au

Follow:

What our customers say

Julie Chengo was such a massive help in my and my partner’s dream of becoming home owners. Can’t believe how stress free and easy it was as first home buyers, all because of Julie. She is so easy to talk to and goes above and beyond for you. I can’t recommend Julie and Aussie home loans Cessnock enough !!

Beau W

Julie and her team were an absolute pleasure to deal with during the entire process of purchasing our very own first home. We live remotely from Julie's location and it was a very easy process from start to finish. I would recommend Julie's services to anyone in need of a professional, prompt, friendly and very knowledgeable broker. We can't thank you enough!

Ange T

I have been using Julie and her team for a number of years now for my mortgage needs and refinancing. Julie and her team are fantastic to work with and go above and beyond to guide me through the process of buying and refinancing. Extremely happy with the service of the team and will be back again and again.

Tim M

We'll compare thousands of home loans from 25+ leading lenders**

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**Not all lenders are available through all brokers.

Legal Disclaimers

Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision.

IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

^*Source: CoreLogic February 2025 Index and Lendi Group Rates based on our Generally Available Criteria. Repayment based on a $650,000 variable loan at 6.20% p.a. over 30 years. Interest savings calculated using a comparison between 6.20% and 5.65% rates over the life of a 30-year variable loan with consistent repayments. Scenarios are for illustrative purposes only and may not apply to your situation. Not all lenders are available through all brokers.

**Not all lenders are available through all brokers.

^Individual lenders may charge fees to the customer.

^^All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply. Not all products are available in all states and territories.

We are committed to protecting customer privacy and do not sell customer information, please refer to our Privacy Policy for more information.

Our mission is to help Aussies reach their property goals faster. We can compare thousands of home loans from over 25 leading lenders.

© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, 1835i (ANZ's external venture capital partner) and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors, including UniSuper.

Credit for the Aussie Bridge products are provided by Bridgit Financial Services Pty Ltd ACN 648 580 901 Australian Credit Licence Number 532542

Information regarding listing numbers are supplied by Lendi Group Services Pty Ltd (ABN 44 162 394 881) and related entities on behalf of RP Data Pty Ltd trading as CoreLogic Asia Pacific.

Lendi Group Distribution Pty Ltd | Bay 14 (Locomotive Workshop), 2 Locomotive St, Eveleigh NSW 2015

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We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.

© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.