Karl Houghton

About me

Hi, I’m Karl, your local Aussie Home Loans broker. I’m passionate about helping people achieve their home ownership goals, whether you’re buying your first home, refinancing, or investing in property.

With a friendly, down-to-earth approach, I make the home loan process simple, stress-free, and tailored to your needs. I take the time to understand your situation, explain your options clearly, and do the legwork to find the right loan for you.

Buying a home is one of life’s biggest decisions, but it doesn’t have to be complicated. With Aussie, and with me by your side, you can feel confident every step of the way.

Let’s make your home loan journey easy and rewarding, get in touch today!

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I specialise in

Bridging Loans
Car Loan
Debt Consolidation
Deposit Bonds
Family Guarantor Home Loans
First Home Buyers
Land Purchase

Pre-Approvals
Property Investment
Refinancing for a better deal
Refinancing to move home
Small Business Loan (Vehicles/Equipment)
Travel Loans
Wedding Loans

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Monday: 8:00 AM-8:00 PM

Tuesday: 8:00 AM-8:00 PM

Wednesday: 8:00 AM-8:00 PM

Thursday: 8:00 AM-8:00 PM

Friday: 8:00 AM-8:00 PM

Saturday: 9:00 AM-5:00 PM

Sunday: 9:00 AM-5:00 PM

Phone: 0493 314 744

Email: karl.houghton@aussie.com.au

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Phone: 0493 314 744

Email: karl.houghton@aussie.com.au

Follow:

What our customers say

Karl was amazing through the process of purchasing my first home. Explained everything in laymans terms for me, was quick, effective and efficient. Will definitely be recommending

Sherily

Karl is an absolute pleasure to work with. He is incredibly dedicated and works hard for your best interests. Having worked with a few brokers in the past, Karl is different as he is a genuinely personable guy and a joy to talk to. Whilst having great knowledge about different strategies and options, he took the time to understand our situation first before working with us to decide the best path forward. He really does go the extra mile for you. We threw a few curve balls at him and changed tactics half way through and he took it seamlessly in his stride. I would give him 10 stars if Google allowed, he really is that good to work with. I will absolutely be going back to Karl for my next loan.

Michael - Perth

Karl did an exceptional job helping me with my mortgage. He was friendly and kept me updated throughout the process, explaining everything clearly and making sure I understood each step. He genuinely listened to my needs and found a great rate that helped me achieve my goals. I couldn’t recommend him more highly.

Michelle L

We'll compare thousands of home loans from 25+ leading lenders**

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**Not all lenders are available through all brokers.

Legal Disclaimers

Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision.

IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

^*Source: CoreLogic February 2025 Index and Lendi Group Rates based on our Generally Available Criteria. Repayment based on a $650,000 variable loan at 6.20% p.a. over 30 years. Interest savings calculated using a comparison between 6.20% and 5.65% rates over the life of a 30-year variable loan with consistent repayments. Scenarios are for illustrative purposes only and may not apply to your situation. Not all lenders are available through all brokers.

*The Adviser 2026 Top Brokerage Report.

**Not all lenders are available through all brokers.

^Individual lenders may charge fees to the customer.

^^All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply. Not all products are available in all states and territories.

We are committed to protecting customer privacy and do not sell customer information, please refer to our Privacy Policy for more information.

Our mission is to help Aussies reach their property goals faster. We can compare thousands of home loans from over 25 leading lenders.

© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors, including UniSuper.

Credit for the Aussie Bridge products are provided by Bridgit Financial Services Pty Ltd ACN 648 580 901 Australian Credit Licence Number 532542

Information regarding listing numbers are supplied by Lendi Group Services Pty Ltd (ABN 44 162 394 881) and related entities on behalf of RP Data Pty Ltd trading as CoreLogic Asia Pacific.

Lendi Group Distribution Pty Ltd | Bay 14 (Locomotive Workshop), 2 Locomotive St, Eveleigh NSW 2015

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We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.

© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.