Aussie Footscray

📍 Aussie Home Loans & Buyer’s Agency Footscray | Melbourne City, Yarraville, Maribyrnong & Australia-Wide

Welcome to Aussie Home Loans Footscray. Located at 197 Barkly Street, our accredited team provides end-to-end residential mortgage broking, buyer’s advocacy, asset finance, and business lending services across Footscray, West Footscray, Yarraville, Maribyrnong, Melbourne City, the Inner West, Greater Melbourne, regional Victoria, and Australia-wide.

Whether you are buying your first home, refinancing to a lower interest rate, upgrading your property, or seeking an experienced Buyer’s Advocate to source your ideal home or investment, we guide you seamlessly from search to settlement.

Led by Franchisee, Principal Mortgage Broker & Buyer’s Advocate Vikash Goenka, our team combines deep local real estate insight across Footscray, Yarraville, Maribyrnong, and Melbourne City with direct access to competitive loan options from 25+ leading Australian banks and lenders.

🔑 Our Full-Service Offering

🏠 Residential Home Loans & Refinancing

• Home Loan Comparison & Refinancing: We benchmark thousands of home loan products across 25+ lenders to secure lower interest rates, optimize loan structures (offset accounts vs. redraw), or unlock usable home equity—at $0 cost to you for our residential broking service.

• First Home Buyer Guidance & Grants: Complete assistance navigating government incentives, including the 5% First Home Guarantee Scheme (no LMI), Victorian Stamp Duty exemptions and concessions, the $10,000 First Home Owner Grant (FHOG), and family guarantor loan options.

• Property Investment Loans: Tailored loan structures, equity release strategies, and yield forecasting to help investors build multi-property portfolios across Melbourne and Australia.

🔑 Independent Buyer’s Advocacy

• Off-Market & Pre-Market Property Sourcing: We represent buyers exclusively—never selling agents. We source, evaluate, and acquire residential homes, townhouses, and investment properties across Footscray, Yarraville, Maribyrnong, Melbourne City, and interstate.

• Auction Bidding & Negotiation: Complete due diligence, independent property valuations, auction representation, and contract price negotiations.

💼 Self-Employed, Commercial, Asset & Business Finance

• Self-Employed & Low-Doc Loans: Alt-Doc and BAS-verified home loan solutions structured for business owners, sole traders, contractors, and freelancers.

• Commercial Property Loans & SMSF Lending: Commercial mortgages, SMSF property loans, warehouse/industrial property finance, and commercial refinancing.

• Asset Finance & Equipment Leasing: Funding for commercial vehicles, truck/ute fleets, heavy machinery, fit-outs, and business equipment via chattel mortgages and commercial hire purchases.

• Business Loans & Working Capital: Secured and unsecured business loans, lines of credit, and cash flow facilities across major banks and non-bank lenders.

🏆 Why Partner With Aussie Footscray?

• Residential Home Loan Specialists: Our primary commitment is securing the right home loan for your budget with fast approvals and zero broker fees.

• Single-Point Convenience: Align your home loan pre-approval directly with property search, commercial finance, or equipment leasing under one roof.

• Local Insight, Australia-Wide Reach: Located in Footscray, serving clients across Yarraville, Maribyrnong, Melbourne City, Greater Melbourne, Victoria, and nationwide.

• Flexible 7-Day Access: In-store at 197 Barkly Street, Footscray VIC 3011, or via 7-day home visits and secure online appointments.

❓ Frequently Asked Questions 

Q: How much does it cost to use your mortgage broking services?

A: Our residential mortgage broking and home loan comparison services are 100% free of charge to you. We are paid a commission by the chosen lender upon loan settlement.

Q: Do you help clients buy homes and refinance in Maribyrnong, Yarraville, and Melbourne City?

A: Yes. We provide mortgage broking and buyer’s advocacy services across Footscray, Yarraville, Maribyrnong, Melbourne City, the Inner West, Greater Melbourne, regional Victoria, and Australia-wide.

Q: Which Victorian Government first home buyer grants and schemes can you help me apply for?

A: We manage applications for the 5% First Home Guarantee Scheme (buy with a 5% deposit and zero LMI), Victorian Stamp Duty exemptions/concessions, the $10,000 First Home Owner Grant (FHOG), and family guarantor loans.

Q: How does your Buyer’s Advocacy service work alongside mortgage broking?

A: We source pre-market and off-market residential properties Australia wide, conduct due diligence, negotiate purchase prices, and bid at auctions while securing your home loan pre-approval at the same time.

Q: Can Aussie Footscray help me unlock home equity to buy an investment property?

A: Yes. We review your current property valuation across 25+ lenders to calculate your usable equity, helping homeowners in Yarraville, Maribyrnong, Footscray, Melbourne City & Australia wide, release cash equity for investment deposits or renovations.

Q: Can you help self-employed business owners get a home loan?

A: Absolutely. We specialize in Self-Employed and Low-Doc (Alt-Doc) home loans, using alternative income verification (BAS statements, accountant letters, bank statements) to secure competitive rates across 25+ lenders.

Q: Do you also arrange commercial loans, asset finance, and business loans?

A: Yes. In addition to residential home loans, we broker commercial property loans, SMSF borrowing, chattel mortgages for business vehicles/equipment, and unsecured business loans for clients across Melbourne City and Victoria.

📞 Contact Aussie Footscray today on 03 8323 9998 or 0488 319 025 to start your property or finance journey.

📍 Store Location: 197 Barkly St, Footscray VIC 3011