We're your local Aussie Home Loans Mortgage Brokers servicing the greater Ipswich area including Redbank Plains, Ripley, Gatton and Fernvale.
We find you the home loan that's suits your needs from the hundreds available on our panel of lenders. Why spend weeks running around to dozens of lenders to get the best deal, when we can search home loans from Aussie’s panel of lenders in just minutes.
As your local Ipswich area including Redbank Plains, Ripley, Gatton and Fernvale home loan specialists we can help you get into your dream home sooner.
We have many Ipswich area including Goodna, Ripley, Gatton and Fernvale customers ask this question. Possibly. You'll need to weigh up the financial benefits against the costs and risks involved. I can help you understand the pro's and cons. Call me today to arrange an obligation free appointment.
Guarantors, Housing Affordability & First Home Buyers
Most first time borrowers aren't aware their family members, usually their parents, can act as guarantors for a home loan. This is an option that allows family members to provide a guarantee in support of a borrower's home loan application by using equity in their own property as security for the loan. It is targeted at those with good ability to repay a home or investment property loan but who lack the sufficient equity to secure the additional funds they need to meet upfront loan costs and associated expenses. We can also assist in processing the First Home Owners Grant on your behalf.
First time investors keen to make the most of it
First time and seasoned investors are starting to make the most of the current market. Rising rents, limited vacancies, competitive interest rates and relatively stable property prices all spell good news for those wanting to climb the property ladder. To create wealth through investment first time investors need to do their homework.
A few points to consider when looking to buy an investment property, include:
- Suburb reputation and location e.g. close to the city, waterways, parks
- Proximity to transport, shops, cafes and other entertainment
- Proximity to child minding facilities, schools, or other educations institutions
- If it needs any repairs or renovations now or in future, for tenant's comfort and for resale
- If it is a unit, the trustworthiness of strata and the sinking fund level
- The type of neighbours
- Infrastructure planned for the area
How can I use the equity I've built up in my home?
As you pay off your home loan your debt decreases and over the years the value of your property may increase. If you find yourself in this situation, as many living in the local Ipswich and surrounding areas do, you may have equity which you can draw upon for a range of reasons. These can include investing in property, upgrading to a bigger place, or renovating your existing home. If any of these sound interesting to you, you'll need to sit down and assess your home loan. I've helped hundreds of clients through this exact process. Give me a call today and I'll review your current home loan to make sure it's working hard for you.
It make sense to review your loan when moving home
If you're considering moving home then you'll need to review your finances. The home loan that you first took out when you purchased your current home loan may have been right for your situation at the time. However, with so many new products entering the market all the time, you'll want to make sure your home loan is still working hard for you in the future. Reassessing your situation will give you peace of mind that you are either doing the right thing by your finances or need to make changes.
Thought about refinancing ahead of further rate rises?
Rising interest rates will impact minimum repayments for variable rate home loan borrowers and could make budgeting a challenge, which is why moving to another loan may save money, time and stress.
Mortgage lenders continue to battle each other for market share by introducing more loan options, which can only mean good news for borrowers preparing for further rate rises. Regularly reassessing your situation provides peace of mind that you are either doing the right thing by your finances or need to make changes.
With the economy on its way up, borrowers should reassess their financial needs now and see if their loan matches their situation over the next few years. Shopping around now can pay off in the long run! As you local mortgage broker we can come to you day or night 7 days a week.
We're more than happy to travel anywhere from Goodna, Boonah, Aratula, Ripley, Gatton, Fernvale, Esk, Regency Downs, Grantham, Laidley and even out to Warwick and Stanthorpe to discuss your home loan needs.
Call us, your local Aussie Mortgage Brokers today on 07 3437 2333.
We're first time buyers and couldn't imagine going through the process without Danny and his team. Danny was with us every step of the way and no question was too silly for them. Danny was awesome and the support didn't end with the bank saying yes to the loan. He continued to support us right up to us moving into our first family home. Thank you Danny and team you are all awesome .
As a 24 and 26 yr old my partner and I had no idea how to buy our first home. With one set of parents in victoria and the other in far north QLD, we had no one to help us. We decided to meet with a broker and it was the best thing we ever did. Danny made the process so simple helping us every step of the way giving us the confidence we needed. Today we are proud home owners of 4 years and our broker still contacts us for a hello and a check up. Danny has since helped us refinance our loan and obtain a better rate, he even assisted in combining our other loans to help us save even more. We can't thank Danny enough for his help, even meeting with us at 7:00 at night to go through paperwork so we would not have to take time off work. Thanks Aussie!!!
Danny worked so hard to find us a bank that would take on our home loan. Our property was difficult as it was 150 acres and he found the one bank happy to take us on. We had previously visited a few banks and another broker who were unable to help us due to the size of the property and it’s location. We also run our own business so are self employed which was another hurdle he had to deal with. Danny worked tirelessly to find us a bank that would support us and help us get our dream property. He made everything so easy for us and was a pleasure to work without. Thanks to Danny we were able to buy our little slice of paradise.
Danny helped us purchase our first home. He really went above and beyond by coming to us, explaining everything 100 times over without getting frustrated at how little we knew. He got us the best deal explained the whole process of buying a home and rushed out finances through. Danny even called us on moving day to make sure we were okay and wished us all the best. We have kept in touch as Danny has now helped many of our family and friends at our recommendation and he even sends us a Christmas card every year.