- Home finance expertise you won't find anywhere else. - Aussie voted Best Mortgage Broker of the Year from 2008 to Year 2015. - Outstanding service and professionalism. You, our client, are very important to us and our goal is to exceed your expectations. - We care. We also understand that on many occasions we are financing the 'Great Australian Dream' and we derive immense satisfaction and pleasure helping you achieve this dream. - All brokers are accredited with our industry governing body, the Mortgage Finance Association of Australia (MFAA). - Our appointment to you is FREE.
At Aussie, we believe every Australian has the right to the best deal on their home loan. Since 1992, our mortgage brokers have helped over half a million Australians finance their homes. Your local Aussie Mackay brokers are nationwide, and use Aussie's unique loan comparison software to find the right deal for you.
Aussie Mackay services Mackay City and the greater regions from Bowen and Collinsville to the North including Proserpine and the Whitsundays, Clermont, Moranbah & Dysart to the West including Middlemount, Nebo and Glenden, and St Lawrence to the South including Sarina & District.
We can search through hundreds of loans in minutes, from a large panel of lenders including the major banks. We can save your time and effort from visiting individual banks by bringing their products to you. Whether you're buying your first home, investing or re-financing, we'll use our expertise to find the right loan to suit your situation.
We specialize in home & investment loans for:
1. First home buyers and renters
Buy or build your own home with a family equity guarantor.
Most first time borrowers aren't aware their family members, usually their parents, can act as guarantors for a home loan. This is an option that allows family members to provide a guarantee in support of a borrower's home loan application by using equity in their own property as security for the loan. It is targeted at those with good ability to repay a home or investment property loan but who lack sufficient equity to secure the additional funds they need to meet up-front loan costs and associated expenses.
And we apply for the First Home Owners grant for you.
2. Buying or building a new owner occupied/investment property or renovating
Use of home equity.
We have many customers, first time investors and seasoned investors, seeking lending advice on this topic. You'll possibly need to weigh up the financial benefits against the costs and risks involved and we can help you understand the pros and cons. Call us today to arrange an obligation free appointment on (07) 4957 8366.
Should you put in the effort to refinance?
As you pay off your home loan your debt decreases and over the years the value of your property may increase. If you find yourself in this situation, as many living in the MACKAY & DISTRICT area do, you may have equity which you can draw upon for a range of reasons.
These can include investing in property, upgrading to a bigger place, or renovating your existing home. If any of these sound interesting to you, you'll need to sit down and assess your home loan. We've helped hundreds of clients through this exact process. Give us a call today and we'll review your current home loan to make sure it's working hard for you.
Thought about refinancing ahead of further rate rises?
Rising interest rates will impact minimum repayments for variable rate home loan borrowers and could make budgeting a challenge, which is why moving to another loan may save money, time and stress.
Mortgage lenders continue to battle each other for market share by introducing more loan options, which can only mean good news for borrowers preparing for further rate rises. Regularly reassessing your situation provides peace of mind that you are either doing the right thing by your finances or need to make changes.
Should you review your home loan when moving?
If you're considering moving home then you'll need to review your finances. The home loan that you first took out when you purchased your current home may have been right for your situation at the time. However, with so many new products entering the market all the time, you'll want to make sure your home loan is still working hard for you in the future. Reassessing your situation will give you peace of mind that you are either doing the right thing by your finances or need to make changes.