07 4957 8366
07 4957 8433
Mon to Fri: 8.30am to 5.00pm
Saturday: By Appointment
Sunday: By Appointment
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Contact our Mackay Office for more information Ph 4957 8366
At Aussie, we believe every Australian has the right to the best deal on their home loan. Since 1992, our mortgage brokers have helped over half a million Australians finance their homes. Your local Aussie Mackay brokers are nationwide, and use Aussie's unique loan comparison software to find the right deal for you.
Together with Mackay City, Suburbs and surrounding Districts, we service from Bowen &Collinsville to the North including Proserpine and the Whitsundays, Clermont, Moranbah & Dysart to the West including Middlemount, Nebo and Glenden, and St Lawrence to the South including Sarina & District.
We can search through hundreds of loans in minutes, from several different lenders – including the major banks, so there is no need to make appointments with banks – save your legs as we bring their products to you in minutes. Whether you're buying your first home, investing or re-financing, we'll use our expertise to find the best deal we can.
Buy or build your own home with a family equity guarantor
Most first time borrowers aren't aware their family members, usually their parents, can act as guarantors for a home loan. This is an option that allows family members to provide a guarantee in support of a borrower's home loan application by using equity in their own property as security for the loan. It is targeted at those with good ability to repay a home or investment property loan but who lack sufficient equity to secure the additional funds they need to meet up-front loan costs and associated expenses. (And we apply for the First Home Owners grant for you)
Use of home equity.
We have many customers, first time Investors and seasoned Investors, seeking Lending advice on this topic. You'll possibly need to weigh up the financial benefits against the costs and risks involved. I can help you understand the pros and cons. Call us today to arrange an obligation free appointment on 07 49578366.
Should you put in the effort to refinance.
As you pay off your home loan your debt decreases and over the years the value of your property may increase. If you find yourself in this situation, as many living in the MACKAY & DISTRICT area do, you may have equity which you can draw upon for a range of reasons.
These can include investing in property, upgrading to a bigger place, or renovating your existing home. If any of these sound interesting to you, you'll need to sit down and assess your home loan. I've helped hundreds of clients through this exact process. Give me a call today and I'll review your current home loan to make sure it's working hard for you.
Thought about refinancing ahead of further rate rises
Rising interest rates will impact minimum repayments for variable rate home loan borrowers and could make budgeting a challenge, which is why moving to another loan may save money, time and stress.
Mortgage lenders continue to battle each other for market share by introducing more loan options, which can only mean good news for borrowers preparing for further rate rises. Regularly reassessing your situation provides peace of mind that you are either doing the right thing by your finances or need to make changes.
Should you review your home loan when moving
If you're considering moving home then you'll need to review your finances. The home loan that you first took out when you purchased your current home loan may have been right for your situation at the time. However, with so many new products entering the market all the time, you'll want to make sure your home loan is still working hard for you in the future. Reassessing your situation will give you peace of mind that you are either doing the right thing by your finances or need to make changes.
Drop into Aussie Mackay today or call 07 49578366 to arrange an appointment.
Phone: Max Direen : 0417 767 114, David Kelly : 0402 788 980, Paul Gilliver : 0416 084 947, Terry Chidgey : 0488 028 474
We're always looking for the best people – if you'd love to join our Aussie team, drop an email to firstname.lastname@example.org we'd love to meet you.
Thank you Aussie Mackay for your Donation towards RACQ CQ Rescue Model Search Fundraising Competition. Kind regards. Brooke Lee (Creator and Organiser of the Event).
Brooke Lee Thompson - Owner of Brooke Lee Modelling
The friendly team at Aussie Mackay just helped me purchase my first home in Brisbane recently as I was relocating for work. Paul was my broker, and I couldn't have been happier with the service that he provided. We had an initial catch up to discuss my financial situation and go over all the different loan packages on the market that were best suited for me. With Paul being a Broker, I didn't feel that he was trying to sell a particular product to me and that he was genuinely trying to get the best package for my situation. We then went through the paperwork to apply for a loan and I was informed of exactly what I was signing and what everything meant. A few days later Paul informed me that my pre-approval was accepted and I was ready to go house hunting! After a flat-out long weekend of house-hunting in Brisbane, I put an offer on the house I fell in love with, which was quickly accepted, and Paul jumped back in handling the finer details between my Real Estate Agent and Conveyancer to close the deal. Fast forward to now, 2 months from when I first spoke to Paul, and I have just moved into my beautiful first home!!, I'd be happily recommend Aussie Mackay and Paul's services to anyone about to embark on buying a house and I'd happily do business with them again!
Anyone in need of advice for a home loan or wanting to get the best deal, the man to see in Mackay is this gentleman , Max Direen at Aussie Home Loans Mackay! He helped us out so much and put us on the right path to make our dream a reality! Thank you is only a small portion of how grateful we are for this man's time and effort.
First connection with Aussie outlined our goals and what we needed to do to achieve them. Max was spot on and 12 months later we were back and successful in our application. No frills, just good common sense advice that worked and we are now back in our own home. Thanks so much to Aussie, especially Max.
Sue Thompson- Corporate Services Manager at Ideal Placements
"With regard to the purchase of my new property, I appointed Aussie Brokers ( Mackay) for my finance needs. Much to my delight I immediately felt in safe hands. David Kelly and his team provided a very professional service that was affordable, honest and efficient. Aussie Brokers found the best mortgage for me. All the paperwork was prepared swiftly and on time. I would like to take this opportunity to thank David for his no-nonsence approach whilst making the process easy to understand"
I would highly recommend Aussie Brokers for all mortgage needs"
"Luke and I would like to thank David at Aussie for securing our Home Loan.We were recommended to Aussie by a friend when we were getting the run around by the Banks.From the very initial phone call I had with David, to his most welcoming phone call to let us know that he had secured a Home Loan for us, i found David to be very thorough and very approachable.He made the whole process of securing a Home Loan painless.We cannot thank David, at Aussie enough for making our dream come true of owning our own piece of dirt, we couldn't be happier.We have no hesitation in recommending David at Aussie to people we come in contact with."
Luke and Bronwyn
My partner and I wished to purchase a property and had no idea of how to go about it. We found David and Aussie on the Internet. He was extremely helpful and simplified things for us, explaining things in an easy-to-understand way. As we were both working a lot, it was very much appreciated that the finer details were taken care of. The requirements were explained to us and we were assisted in much of the filling out and signing of the many forms. In the end, with David's assistance, the whole approval of the loan seemed quite easy in comparison to what we were expecting. We could not thank David enough for his helpful assistance and patience in this rather complex procedure, and would highly recommend him to anyone who might be daunted by the application of a loan.
Micah Welsh and Sarina Morgan.
You have provided us all with the most outstanding service that I have encountered in my years of ever dealing with a bank or broker. Your hard work and efforts in dealing with us in our delicate state and on some levels, difficult situation have been second to none. You didn't give up on us and we cannot thank you enough. We will proceed to spread the good word about your impeccable service and recommend you to anyone seeking assistance or advice in this field. Once again, thank you Dave, you have truly turned our lives upside down in the most wonderful way.
Hi Paul,Just letting you know that I was given the keys and moved into my place yesterday!! It's better than I remembered from the inspection and its feeling more and more like home as my partner and I unpack our gear. The place is so great! Thanks again for the hard work in getting this across the line. I really appreciate it, and I'll be in touch if there's any future work that needs your assistance. Thanks again!
I want to say a HUGE THANKYOU to this couple Max and Kay from Aussie Mackay I walked into their office with nothing but a vision and they worked tireless to make that vision a reality. Max accepted every one of my stressed out calls only to comfort me with reassurance and patience. I'm telling everyone Max at Aussie worked hard, brought a lot people back to reality and came through to make my dream come true. Thank you, thank you, thank you. love and blessings to you two always. xo — with Kay Direen and Max Direen
^Not all lenders lend in every state or territory.