Consolidating debt

Will rates go up in November? Here's what the odds, RBA signals and Melbourne Cup history could mean for your home loan.

Changes to interest rates and everyday living costs can put pressure on household finances. See how your budget could hold up.

Paused your first-home search? Rates are still higher, but listings, competition, government support, and your own position may have changed since you last looked.

New Aussie internal data suggests more borrowers are making broader changes to their loans when refinancing, not just switching for a lower rate.

Major lenders have revised their property price forecasts following the 2026 Federal Budget's tax changes and RBA rate rises this year. Here's what the updated outlook could mean for buyers, refinancers, and investors.

For some Australians, decisions about property, super and long-term financial goals are becoming increasingly connected.

June can be a useful time for homeowners to review their loan structure, equity position and refinancing options.

If your mortgage repayments are starting to feel harder to manage, acting early can give you more options, support and flexibility.

Inflation rose to 4.3% in September. Here’s what higher living costs and interest rates could mean for buyers and homeowners.

Understand how lenders assess your home loan using a serviceability buffer and what it means for your borrowing power and approval.

Your credit score can shape your home loan outcome. Here's what affects it and how to take control.

Explore how rent to buy works in Australia, including government programs, potential costs and risks, and what to check before committing.

Thinking about upgrading your home? With the average new mortgage in Australia now over $659,922, knowing how to increase your borrowing capacity is essential.

From credit scores to low deposits, let’s set the record straight.

Smart ways to buy a property when family support isn't there.

Your in-depth guide to understanding how refinancing can provide financial freedom and build equity faster.

Want to apply for a home loan or credit card but have a low credit rating? Read our tips on how you can improve your credit score in just a few months.

Understand the cost of living per state in Australia, from dwelling values and rental prices to grocery costs.

Juggling credit cards, a car loan or personal loans? See how consolidating personal debt can simplify repayments, and what to weigh up before you do.

Struggling with your home loan repayments as interest rates rise? Discover ways you can save on interest, find a lower rate and refinance to a better deal.

Thinking of rolling your debts into your mortgage? See how a debt consolidation home loan works, the pros and cons, and what to check first.

Discover practical habits to help you stay financially organised with your home loan and beyond. Learn if extra repayments, an offset account, or other options could suit your needs.

Have multiple debts? It could make sense to streamline these into your home loan by refinancing.

Refinancing can be a big decision, so it's a smart move to consider your options. Find out when the right time may be to refinance, how often you should refinance and the benefits and drawbacks.

Rate rises can make repayments harder to manage. Here’s what to review, what options could cost, and where to get help.

Rising interest rates are likely to put more borrowers under mortgage stress. Let us explain what it is, how to deal with it and how to prevent it in the first place.

Think income, savings or checking your credit score lowers it? Learn what actually doesn’t affect your credit score in Australia and avoid common myths.