Buying a home is a major milestone in life, and taking out a home loan is a serious decision. So, you want to be sure your mortgage broker is an expert you can trust.
There are 4 simple but compelling reasons to trust your Aussie Broker – but first, let’s take a quick look at how Australian home buyers are demonstrating their trust in mortgage brokers.
Actions can speak louder than words, and over the last year mortgage brokers arranged more than half the nation’s new home loans – a good sign that brokers are achieving positive outcomes for their customers.
This is backed up by a report on mortgage broking from accounting firm Ernst and Young, which noted, “Brokers offer choice, expertise and convenience.” In fact, the study concluded, “There is a high level of trust in brokers.”
So what sets Aussie Brokers apart as being especially trustworthy? Let’s break it down into four main factors.
1. Aussie Brokers are true home loan professionals
It’s no easy thing to become an Aussie Broker.
Aussie Brokers have undergone strict education and training requirements to earn the title of ‘home loan professional’. In addition to finance industry accreditation and qualifications, all Aussie Brokers need to satisfy Aussie’s rigorous background checks.
2. We understand that one size doesn’t fit all
When it comes to home loans, a one-size-fits-all approach simply doesn’t work. Every home buyer is different, and the home loan that’s saving money for your neighbour may not be the right product for you.
That’s why Aussie Brokers offer access to a panel of over 20 leading lenders*. It gives you the confidence of knowing you really have cast your net wide looking for the right home loan.
But choosing your ideal home loan isn’t like a game of darts. Pinpoint accuracy is required to know which loan, from the thousands available through Aussie, is right for your needs. That’s where Aussie makes a difference.
Your Aussie Broker invests time getting to know you – your lifestyle and your property goals. This way, he or she can hone in on your specific borrowing requirements and recommend the loan(s) that meet your needs.
It’s essential that you make an informed decision, and your Aussie Broker will provide personalised information explaining the suitable options coupled with a clear explanation of the fees, costs and conditions associated with each home loan. However, the final choice of loan rests with you – and there is no pressure to select any particular loan.
3. Your Aussie Broker is trained to provide the right level of support
All Aussie Brokers are trained to help their customers in the way each customer needs, no matter if that means being guided through the education process step by step or outsourcing as much of the home loan process as possible.
Regardless of the level of support you prefer, we believe it’s critical that you are kept informed at every stage of the home loan process. After all, for something as important as buying a home, it’s a no-brainer that you don’t want to be left in the dark on anything.
You’ll find your Aussie Broker will walk you through the home loan process – from the early days of discovering how much you can comfortably borrow through to the final settlement of your loan. We’ll be there to explain everything including what you need to sign and when – and even where you need to sign!
They can even liaise with your solicitor or conveyancer if necessary, to help take the stress out of the home buying experience.
4. Got a question? We provide informed answers
You’ll find your Aussie Broker has a wealth of knowledge on the home loan market, and is ready to take your call if you have any questions.
We know for example, that first home buyers often need more support to feel confident selecting the right home loan. And along with loan options, your Aussie Broker can also explain the First Home Owner Grant, associated costs and Lenders Mortgage Insurance.
Even if you’re a seasoned home buyer, chances are there can be some aspects of the purchase process you’re uncertain about. Your Aussie Broker can provide a straightforward answer to all your mortgage questions.
The bottom line is, with an Aussie Broker in your corner, it’s like having a mortgage mentor to guide you through one of the most important transactions you’ll make in life.
Talk to your Aussie Broker for home loan support you can trust.
*Not all lenders are available through all brokers.
You may also be interested in Real stories of how Aussie Brokers can make a difference to your life, Why use an Aussie Broker? Hear it from a first home buyer,